VCOM College Catalog and Student Handbook

To file a disability claim, please contact the Associate Dean for Student Affairs for assistance.

In addition to a great disability benefit, you now have access to a powerful global emergency travel assistance program provided through Assist America, Inc. With Assist America, anytime you travel more than 100 miles from home and campus, or to another country, and experience a medical emergency, you can make a single call to the Operations Center at 1-800-872-1414 (within USA), and 1-609-986-1234 (outside USA) for help. You will not receive a printed MPA disability certificate of insurance or an Assist America ID card. You can obtain and print either or both by accessing the MPA website at: www.medplusadvantage.com and enter the VCOM ID number: 645441 . Liability Insurance Students currently enrolled as full-time students in good academic standing at VCOM and who are expected to graduate with the degree of Doctor of Osteopathic Medicine are covered by VCOM's liability insurance coverage on approved curriculum such as clinical rotations and required educational activities that are a part of the VCOM curriculum and as long as they are following the policies set forth by the institution. Students should not participate in patient care without supervision and should not perform procedures without direct observation. The coverage for students extends only to clinical situations where the care is performed as a part of the VCOM clinical program and when under the supervision of faculty. Medical Insurance Medical insurance is a mandatory requirement for all VCOM students. VCOM provides medical insurance for its medical students and is one of the only private medical school in the country to do so. Medical students who do not wish to participate in VCOM’s medical insurance program must seek and be approved for waivers from participation. Students who wish to obtain a waiver must present proof of health insurance at registration and every six months thereafter, including immediately prior to third year clinical rotations. Medical insurance must be carried through all four years for continued enrollment. Students who fail to do so are subject to suspension. The benefit terms of VCOM medical insurance are provided to students annually. • Deductible Maximum: $2,500 • Lifetime Maximum (suggested): $1,000,000 • Co-Pay: Students should seek no higher than 30% co-pay with insurance covering at least 70% up to $5,000 maximum and 100% payment by insurance after $5,000 is met. Students are responsible for their own personal health costs and insurance coverage if not under the VCOM medical insurance policy. Health Services VCOM assures access to health services that includes diagnostic, preventive, and therapeutic health services. These are available to students through agreements with local primary care health providers. VCOM also assures that students have access to emergency services 24 hours a day, 365 days a year within the community where the campus is located or in the communities of our core hospital sites. Health services are confidential. If medical students provide their own medical insurance the minimum requirements are:

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