VCOM College Catalog and Student Handbook

attending. For third- and fourth-year students, Medicaid must be in the state of your primary residency (where you will live for the majority of your rotations). Out-of-state Medicaid insurance is not an acceptable form of coverage to meet the requirement. Important: Students on Medicaid cannot hold more than one policy. It is imperative that students get information at orientation and take the appropriate steps if they are on Medicaid to avoid losing their benefits. If medical students provide their own health insurance, the policy must meet the minimum coverage levels. These include: • Insurance company must be based and operated in the United States • Must provide in-network coverage in the state where the student resides while attending VOCM • Deductible Maximum: $2,500 • Lifetime Maximum (suggested): $1,000,000 • Co-Pay: Students should seek no higher than 30% co-pay with insurance covering at least 70% up to $5,000 maximum and 100% payment by insurance after $5,000 is met. VCOM does not waive student health insurance requirements for religious or personal preferences. Health insurance must be carried through all four years for continued enrollment. Students who fail to do so are subject to suspension. Students are responsible for their own personal health costs and insurance coverage if not under the VCOM medical insurance policy. If a student is found to be inactive or out of compliance, VCOM will enroll the student in the VCOM student health insurance plan. Health Services VCOM ensures that diagnostic, preventive, and therapeutic health services are available to students within the campus community and in the communities of our core hospital sites through agreements with primary care health providers. Health services are confidential. Students are provided with information regarding these services at the beginning of each academic year. The information for eligible providers at each core site is also provided to OMS 3 and OMS 4 students by the DSME and Site Coordinator. Provider information can also be found on the VCOM website. OMS 1- OMS 4 students in their campus community can utilize the physical healthcare provider listed below. OMS 3 and OMS 4 students who are not near campus can utilize a healthcare provider from the list provided at: https://www.vcom.edu/students/student-services-health/insurance. Students who need healthcare services outside of the office hours of the healthcare providers listed must visit their local emergency room or urgent care office. Auburn Campus Auburn Pediatric and Adult Medicine 2353 Bent Creek Road, Suite 110 Auburn, Alabama 36830 Carolinas Campus Palmetto Proactive 3225-B Reidville Road Spartanburg, SC 29301 Phone: 864-641-7229 https://www.palmettoproactive.com Phone: 334-887-8707 http://auburndoc.com

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